Benefits for employers
FMHG seeks to be the health plan of choice for Quaker retirement communities, yearly and monthly meetings/churches, publications, educational institutions, health care organizations, service agencies and more.
We are a self-funded pool that offers organizations increased advantages over what is typically available to a single employer. Here’s how it works:
Quaker organizations also can benefit from good expense control from:
- Greater savings through discounts from a shared national provider network.
- Stronger stewardship by sharing administration expenses and decision making.
- Managing medical costs through a wider distribution of risks and strong capitalization to cover those risks.
- Greater cost stability than usually associated with commercial health insurance.
We are a self-funded pool that offers organizations increased advantages over what is typically available to a single employer. By sharing risks in FMHG, an organization improves claims stability and moderates fluctuations in premium rates.
Key plan components
- Employer options for deductible levels, including high-deductible plans with health savings accounts
- Discounts and health-care access through a wide-ranging partnership of regional preferred provider organizations (PPOs)
- An employee wellness program
- Additional employee benefit options, such as vision and dental insurance
- Third-party administrative, sales and consulting services through Everence Financial
The plan’s rich array of benefits includes
- Physician office visits
- Preventive care
- Four-tiered prescription drug benefits
- Inpatient and outpatient hospital services
- Diagnostic services
- Maternity coverage
- Surgical expenses
- Emergency room and ambulance services
- Chiropractic and physical medicine
- Home health care and hospice services
Detailed plan information is available upon request.